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EMERGENCY

040-44885000
  • Kims Hospitals 1
  • Kims Hospitals 2

HEALTH CARDS

KIMS Hospital provides health cards for the benefit of its patients. These health cards make it possible for patients to afford the healthcare in case they do not have any regular medical insurance. The Health Cards come in two schemes. These are :

Scheme A :

Under the scheme, there are three types of cards each with a particular value. These are :

  • Bronze: Rs 10,000 /- Rs 30,000
  • Bronze Plus: Rs 20,000/- Rs 65,000/
  • Bronze Edge: Rs 30,000/- Rs 1,00,000/-

Benefits of this Scheme :

  • This scheme is useful for all chronic patients.
  • Validity period of the card is 6 years from the date of registration. If the full benefit amount is not utilized by end of the 6th year, a new card will be issued that will carry forward the un-utilized balance amount, which again is valid for the next cycle of 6 years.

Scheme B :

Under the scheme, there are three types of cards each with a particular value. These are:

  • Silver: Rs 1,00,000/- Rs 1,50,000/-
  • Gold: Rs 2,00,000/- Rs 3,00,000/-
  • Titanium: Rs 3,00,000/- Rs 4,50,000/-
  • Platinum: Rs 4,00,000/- Rs 6,00,000/-
  • Platinum Plus: Rs 5,00,000/- Rs 7,50,000/-

Benefits of this Scheme :

  • This scheme is useful for elective patients who need surgery in next 3 to 4 months.
  • Validity period of the card is 6 years from the date of registration.
  • The card gets activated after 30 days from the date of registration for both In Patient & Out Patient
  • After activation, card holder and dependants can avail 100% benefit during the validity period (excluding In Patient pharmacy).

How does it work ?

  • Any individual can buy a health card to avail health care services from the hospital.
  • The card is valid until the card amount is fully utilized or for a maximum period of 6 years, whichever is earlier. If any amount is left un-utilized after 6 years, the amount gets rolled over to a new card, which will be issued for the next cycle of 6 years.
  • The amount on card is non refundable.
  • The ID proofs of card holder and all nominees need to be submitted at the time of registration and availing benefits. E.g., Aadhaar Card / PAN Card / DL / Passport / Voter ID / Ration Card etc
  • Cards are limited in each category.
  • If a person has enrolled in more than one scheme, at the time of availing the benefits, the card holder will be asked to specify the scheme from which the benefit should be availed.
  • Out Patient pharmacy bills are also covered.
  • Valid in KIMS group of hospitals only.
  • No cancellation is entertained once the card is swiped and amount is deducted.
  • Lost card needs to be reported at 040-44885000 / 88976 62666 within 48 hours from the time of losing the card.
  • For all other insurance patients, the amount that is not admissible by the insurance company during the treatment will be deducted from the KIMS Health Card depending upon the current available and eligible benefit amount.
  • All billings are done as per the hospital tariffs present at that time.
  • Simultaneous medical treatment is possible at more than one location for different family members if required.
  • The amount is acceptable only in the form of cheques / DD / RTGS.
  • Services delivered :
    • Executive Check Up for Self & Family
    • All OP consultation spanning all departments and specialities
    • All OP pharmacies (24 hours service)
    • Yoga (4 to 5 p.m.)
    • Physiotherapy, Rehabilitation (9 to 4 p.m.)
    • Ambulatory Services (available 24 hours)
    • Dietician Counselling
    • Pick up & Drop
    • Wi-Fi (only available for In Patient)
    • Lounge access
    • Butler service

3% of the load amt will be offered as an Incentive to any individual (flat & straight). The incentive is payable as soon as the card gets registered with us.

Comparing KIMS Health Card with Conventional Health Insurances, patients can see the obvious difference:

Conventional Health Insurance
KIMS Health Cards
Age limit for medicals
No age limit
No pre-existing diseases covered
All conditions are covered
Suited for small and young family
Suited for even larger families (joint families)
Premium changes with age, disease conditions or risk factors
No change in the premium - easy to remember & transparency
1-3yrs (max) validity
6 years valid-Peace of mind
Large network of hospitals
Only KIMS group of hospitals.
No Claim Bonus
     N/A
Pay as you like-EMI options
No EMI options but 10% can be paid upfront and remaining in 90 days
No cross payments allowd
Cross payments are possible
No Amount is transferable
Balance amount can be transferred to any nominee between 5th-6th year - no wastage of premium even upon no - claim
No clear eligibility-disposables are not covered
Clear eligibility criteria. All the expenses are covered except IP pharmacy
OP registration fees not convered
Covered
Limited no. of nominees (self, spouse, children, parents & in-laws)
25 nominees are covered
One Card holder can buy only one insurance
Any no.of cards for a particular individual

ENQUIRY

APPOINTMENT


Note: Please be advised that this is a Request for an Appointment with a Doctor/Physician at KIMS Hospitals . Once you fill and submit the Appointment Request form above, our Digital OP Scheduling Coordinator will contact you by email or phone within 48 hours to find an appointment that best meets your needs. Please note that appointments are not made until confirmed by our Digital OP Scheduling Coordinator..

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